Sometimes saving is easier said than done. If you rely on a single source of income from which you pay your debts, your household bills and cater for all your other expenses then having some money left for savings can be difficult. With these few ingenious tips, however, you can save some cash from your daily spending without you even realizing.
- Saving change
This is one of the simplest ways you can save money without breaking a sweat. Every time you buy something, send the change you get in a jar or a piggy bank. Leave the savings out for the next year and you will be surprised at just how much you can put aside from your daily spending.
Some people simply find ways of using up the change. Leaving tips, buying sweets or simply buying something you really do not need ends up costing a lot over the duration of a year.
- Perform a task and reward yourself
Everyone has something they do in their daily routine that they would rather not do. Think of that task you find most boring. You can find a way of motivating yourself by paying yourself $1 every time you complete the task.
This money, that you have paid yourself for performing the strenuous and boring activity, can then be sent to your savings jar or piggy bank.
The trick is to make sure that the money you put aside for savings is small enough such that you don’t feel the pinch on your budget.
- Make use of coupons
Another simple and interesting way for you to save a few extra dollars is to make use of coupons which you can find at websites like Price. When you purchase using a coupon any money that you saved and could have otherwise spent on that item should be put in a savings jar.
If you were to use a few coupons a week then you will find yourself saving a significant amount of your daily spending over the course of a year. This method encourages you to look out for any available coupons and take advantage of them.
If you can’t get a coupon for the thing that you need to buy, that doesn’t mean you have to pay over the odds! Using sites like Only Reviews before you make any purchase will help you to analyse the specifications of different brands offerings and make to deduce which ones are the best value for money.
- Rounding up
We all round up figures in our daily calculations without us realizing the potential for saving. That monthly internet bill that comes to $26.50 is likely rounded off to $30 in your budget. This extra money can accumulate to quite a bit of cash if sent to the savings account.
Every time you are making your budget, take note of how you are rounding off to the nearest dollar and use the extra money for your savings.
Saving the little change you get back is often taken for granted but you will be surprised at just how much they can accumulate over time. Look for other avenues that you can take advantage of in your spending and funnel these to your savings jar.
By the end of the year, you might have accumulated enough to go on a short holiday.

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